| Q. A Will avoids probate. True or False? |
| Q. A Power of Attorney ends at death. True or False? |
| Q. Everyone over 18 years old should have a Power of Attorney for Healthcare and a Power of Attorney for Property and Finances. True or False? |
| Q. My heirs are likely to pay an inheritance or estate tax at my death. True or False? |
| Q. If I own a traditional IRA at my death, my heirs will have to pay income tax on it. True or False? |
| Q. If I don’t make a Will or other estate plan, the State gets my property at my death. True or False? |
| Q. I can make a gift of $10,000 per year with no consequences. True or False? |
| Q. If I own real estate in other States, there will need to be a probate in each of those States at my death. True or False? |
| Q. Why is the law so complicated? For example, why the confusing rule that I must start taking distributions from my IRA by April 1 of the year after the year in which I turn 70 ½? Why not something simple such as: on my 71st birthday? |
| Q. I can do my own estate planning—it’s just filling out forms. True or False? |